Your Family Deserves the Best Coverage

Medicare Advantage insurance, also known as Medicare Part C, is an alternative option to traditional Medicare offered by private insurance companies. It combines the coverage of Medicare Parts A and B and often includes additional benefits like prescription drug coverage, dental, vision, and hearing services. Medicare Advantage plans are required to provide at least the same level of coverage as original Medicare but may offer extra benefits and cost-sharing arrangements. These plans typically have a network of healthcare providers, and beneficiaries may need to use in-network providers to receive the full benefits. Medicare Advantage offers an alternative approach to receiving Medicare benefits, providing beneficiaries with more comprehensive coverage options beyond what original Medicare provides.

What it covers:

-Dental Benefits

-Vision Benefits

-Hearing Aids

-Foot Care

-Telehealth & Virtual Services

-Over-the-Counter benefits

-Fitness Program

-Worldwide Coverage for Emergency Care services

-Prescription drug coverage (Medicare Part D)

Medicare supplemental plans, also known as Medigap plans, are private insurance policies designed to supplement and fill the gaps in coverage left by original Medicare (Parts A and B). These plans are offered by private insurance companies and can help cover expenses such as deductibles, copayments, and coinsurance that beneficiaries would otherwise have to pay out of pocket. Medicare supplemental plans are standardized and labeled with letters (such as Plan A, Plan B, etc.), each providing a specific set of benefits. They allow beneficiaries to choose a plan that best suits their individual needs and preferences, providing additional financial protection and peace of mind by reducing the overall out-of-pocket healthcare costs associated with original Medicare..

Medicare Part D is a prescription drug coverage program offered by private insurance companies approved by Medicare. It helps individuals with Medicare pay for prescription medications. Part D plans provide coverage for a wide range of prescription drugs, including both brand-name and generic medications. 

Medicare Special Needs Plans (SNPs) are specialized Medicare Advantage plans designed to provide targeted healthcare coverage for individuals with specific healthcare needs or conditions. SNPs are tailored to serve three main groups: individuals with certain chronic illnesses or disabling conditions, individuals who are dually eligible for Medicare and Medicaid, and individuals residing in institutions such as nursing homes or long-term care facilities. These plans are structured to meet the unique needs of these populations by offering coordinated care, specialized provider networks, and additional benefits and services relevant to their specific conditions. Medicare SNPs aim to improve the quality of care and outcomes for individuals with special healthcare needs, ensuring they receive comprehensive and focused healthcare services that cater to their specific circumstances.